Owner Financed Land for Sale
How does owner financed land work?
We make buying rural land simple. No credit check, no bank approval required. We finance our properties directly, in-house, with flexible terms designed for real people, not banks. If a bank has said no, or you’d rather skip them entirely, owner financing is your answer. When you find a property you want, call us. We’ll work out a payment plan that fits your budget, send you a contract for deed to sign, and once both parties have signed, the land is yours to use while you make payments directly to us. No middlemen. No surprises.
How do I qualify for owner financing?
You’re already qualified. We don’t run credit checks or background checks. We approve everyone, regardless of credit history.
What financing plans are available?
Every plan below is in-house. No bank, no credit check. Choose the down payment and rate that fits your budget.
Financing plans
Pick a plan to estimate your monthly payment.
| Down payment | $999 | 5% | 10% | 20% |
|---|---|---|---|---|
| APR | 10.99% | 10.49% | 9.99% | 8.99% |
| Purchase discount | None | 5% | 10% | 20% |
| Best for | Lowest down payment | 5% off the purchase price | The plan most buyers choose | Lowest APR · Largest purchase discount |
| Good to know | No purchase discount | Down payment starts at $1,999 | Down payment starts at $2,999 | Down payment starts at $3,999 |
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Financing plans
Pick a plan to estimate your monthly payment.
Basic
Enhanced
Premium
MOST POPULARDiamond
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Don’t need financing?
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
Ready to Get Started?
Reach out to a member of our team to talk through a plan that fits your budget, or browse everything we have below.
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