24.8 miles from Madison County center · 1 tract for sale
How close is it, really?
Schematic, not to scale. Shows relation, not route.
From Madison County to Black Oak Ranch in Rockcastle County, Kentucky, Classic Country Land's nearest available inventory to Madison County right now.
Straight-line distance measured from the county's Census center point to the development (not a driving distance, so actual route mileage will run longer). Use Get Directions for a real route.
Available Near Madison County
Right now Black Oak Ranch has exactly one available tract, one real listing, shown honestly rather than padded out.
About Madison County, KY
Classic Country Land has not listed a property in Madison County. This page exists to connect Madison County searchers with the closest real inventory we do have, and to say plainly where that is.
Madison County has about 95,769 people across 437.9 square miles.
Madison County Is the Outlier Here
Roughly 95,769 people live in Madison County, packed into 437.929 square miles of land in central, eastern Kentucky, a density of 218.69 people per square mile. Someone browsing land pages from inside Madison County is very often looking for more room than the county itself offers.
The housing market matches the population: 40,456 total units, a $232,000 median home value and a $63,351 median household income. Only 62% of occupied units are owner-occupied, a sign of a rental-heavy market rather than a settled one. The median age is 34.7.
Where the Quiet Starts
Madison County borders Jackson County and Rockcastle County on the Classic Country Land side of the map, both a quick step down in population density from the county's built-up center. The county line does not mark a change in terrain so much as a change in how many neighbors you have.
We hold no ground inside Madison County. The nearest tract we do have is Black Oak Ranch, in Rockcastle County, 24.8 miles from Madison County's center, a short trip out of the density above, where one tract is currently for sale, priced at $63,900, each one owner financed.
Owner Financing for a Different Kind of Buyer
A $232,000 median home value against $63,351 median household income puts a house at close to four years of gross earnings, which is often the point for the buyer we serve: someone with a Madison County paycheck who wants ground to build on instead of a mortgage on a finished subdivision. We act as the lender ourselves, closing on a contract for deed, with nothing run through a bank. Read how the financing works.
5.328 square miles of Madison County are water against 437.929 square miles of land, a small share, so do not assume a lake or river frontage comes with the territory. Ask about a specific tract if that matters to you.
Every Classic Country Land property, including the tract above, is owner financed. No banks, no credit checks, no waiting on approval. Choose the plan that fits.
Financing plans
Pick a plan to estimate your monthly payment.
| Down payment | $999 | 5% | 10% | 20% |
|---|---|---|---|---|
| APR | 10.99% | 10.49% | 9.99% | 8.99% |
| Purchase discount | None | 5% | 10% | 20% |
| Best for | Lowest down payment | 5% off the purchase price | The plan most buyers choose | Lowest APR · Largest purchase discount |
| Good to know | No purchase discount | Down payment starts at $1,999 | Down payment starts at $2,999 | Down payment starts at $3,999 |
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Financing plans
Pick a plan to estimate your monthly payment.
Basic
Enhanced
Premium
MOST POPULARDiamond
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
