CLASSIC COUNTRY LAND LLCLegacy Land
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Navajo Ranch

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Navajo Ranch is located in Northern Arizona's historic Apache County. 40 acre tracts of land just north of I-40/Historic Route 66 that runs between Gallup, New Mexico and Winslow, Arizona. This diverse region of Northern Arizona captures the true west with commanding views of mesas and mountains, vast views dotted with junipers and native prairie grasses. Explore thousands of public lands in and surrounding Apache County, which is home to the White Mountains, Apache-Sitgreaves National Forest, Petrified Forest and Painted Desert. You won't find better views and easier access to the interstate than this prime piece of rural land.

Tracts and Pricing

0 tracts available.

No available tracts.

Financing plans

Pick a plan to estimate your monthly payment.

Down payment$9995%10%20%
APR10.99%10.49%9.99%8.99%
Purchase discountNone5%10%20%
Best forLowest down payment5% off the purchase priceThe plan most buyers chooseLowest APR · Largest purchase discount
Good to knowNo purchase discountDown payment starts at $1,999Down payment starts at $2,999Down payment starts at $3,999
Included with every plan
No credit check20% discount for cash buyersLow closing costsPayment date flexibility

APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.

Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.

How owner financing works

Financing plans

Pick a plan to estimate your monthly payment.

Basic

$999down10.99%APR

Enhanced

5%down10.49%APR

Premium

MOST POPULAR
10%down9.99%APR
DOWN PAYMENT10% down, $2,999 minimum
PURCHASE DISCOUNT10%
Best forThe plan most buyers chooseGood to knowDown payment starts at $2,999

Diamond

20%down8.99%APR
Included with every plan
No credit check20% discount for cash buyersLow closing costsPayment date flexibility

APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.

Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.

How owner financing works

Location & Directions

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Feel free to visit in person! Some properties have locked gates, so please contact us before making the trip!

FAQs

Location & Utilities

Where is the property located?
This scenic property is approximately 35 miles east of Holbrook, Arizona, 74 miles east of Winslow, Arizona, and 130 miles east of Flagstaff, Arizona.
What improvements have been made?
This property has been professionally surveyed. All corners have been staked and pinned. Unmaintained dirt mountain roads have been established for access to all existing lots. Note: For road maintenance, please see covenants.
What about utilities?
Currently, there are no power lines located on this property. You are entitled to drill a domestic well on your property at your own cost. Water is not guaranteed to be available at any specific depths, quantity, or quality. Contact a Licensed Arizona Well driller for further information and proposed costs.
What will the road surface be like?
Maintained county road frontage to the property entrance and unmaintained dirt mountain roads to existing lots.

Financing

What is the minimum down payment amount to purchase and are there closing costs?
A minimum of $999 down payment is required for purchase. Closing costs are currently a nominal $249.00 for us to prepare all of the legal documents required for the contract for deed.
If I finance the property, to whom do I make my payments and how will I know I have received proper credit for my payments?
We do not do credit checks and you are instantly qualified to purchase. We have our own in-house financing available. Your payments will be made to Classic Country Land, LLC. You can choose to make your monthly payments online on our Make A Payment (https://www.classiccountryland.com/payment/card/) portal or sign up for Autopay.
May I use the land while I'm paying for it and when do I receive a deed to my property?
Yes, beginning the very day you sign the purchase contract, the land is yours to use and enjoy. You will receive your Warranty Deed once you pay off your property.
Is there a penalty for paying off my land early?
There is absolutely no prepayment penalty. Your monthly payment is applied to your account balance using simple interest on the unpaid balance. All extra monthly payments will be applied directly to the principal. All extra payments will directly lower your balance, reducing the overall interest you pay on your purchase.
Does a buyer have to build a house within a certain time frame?
A buyer is never obligated to a timeframe to build on their property.
Can I resell my property in the future and make a profit?
While there is no guarantee of profit from any land sale, historically land prices have increased in value. We believe there are many reasons for this upward trend, including inflation, population growth, a decreasing land supply, the public’s desire for a more natural environment, the trend toward movement away from urban areas, and the increasing popularity of outdoor recreational activities.
Can I make an offer and what kinds of discounts are available?
Offers are discouraged as the properties are priced for immediate sale under our “No Haggle” pricing policy. Discounts are based on the finance plan that you choose.
Why are some properties more expensive than others?
The properties have been priced according to our “A B C” analysis and consideration of the proximity of the parcels to existing electricity. “A B C” stands for Access, Beauty, and Character. In other words, how good, quick, or easy is the access to the property from the main highway or county road. The beauty of the property mainly pertains to the vegetation and scenery. The character of the property refers mainly to its topography, for example: Is the parcel flat, rolling, steep, etc.
How does the contract-for-deed process work?
Once you and CCL agree on a property and payment plan, we send you a contract for deed to sign. After both parties sign, the land is yours to use while you make payments directly to us — no bank, no middleman. We hold the deed until the contract is paid in full, then convey it to you, completing your ownership.

Elevation & Weather

What is the average elevation of the property?
The average elevation is approximately 5,775 feet.
What is the average temperature throughout the year?
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec; 48° 53° 60° 68° 78° 88° 91° 88° 82° 70° 58° 48°

Zoning & Taxes

What zoning applies to the property, and what are the property taxes for the parcel?
The zoning allows Residential/Recreational. Property taxes on rural, undeveloped land are generally very inexpensive; however, the amount can vary based on location and the value of surrounding properties. Please ask your sales associate if you need a more accurate estimation of a given tract.

Land Use & Rights

Are mineral rights included?
By default, Classic Country Land retains the mineral rights where we hold them, so they don't automatically transfer with the land. But here's the good news: on many of our properties we do hold the mineral rights — and we're happy to sell them with your tract. If owning the minerals under your land matters to you, ask us: we'll tell you exactly what's available for this property and what it would add.
Is there an hoa or poa?
Not every property in our inventory carries the same restrictions. Many of our tracts have no HOA or POA at all, while some developments do include a property owners' association with its own dues and covenants. The recorded restrictions for your specific property control here — check the Restrictions document on this page, or give us a call and we'll walk you through exactly what applies to the parcel you're looking at.
Can I camp or park an rv on my land?
Yes. Every development Classic Country Land developed allows RVs, campers and tiny homes, so you can camp on your land now and build later, or not build at all. There's no deadline to build. Many of our tracts don't have electricity on site, so check the utilities answer above; plenty of owners use solar or a generator. Counties set their own rules on things like septic and full-time occupancy, so a quick call to the county is worth it before you move in full-time.
Are mobile or manufactured homes allowed?
Yes. Mobile and manufactured homes are allowed on the developments Classic Country Land developed. Counties set their own rules for placing a home, such as permits, septic and foundation requirements, so check with the county before you move one in. The Restrictions document on this page lists the details for your specific property.
Is hunting allowed?
Many of our rural tracts are well suited to hunting, and plenty of owners use their land that way. Some developments' recorded restrictions do limit it, though, so this varies property to property. Check the Restrictions document on this page for your specific tract, or call us and we'll tell you exactly what's allowed.

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