Phelps County, Missouri Land For Sale

Cedar Ridge Ranch, South of Rolla

Cedar Ridge Ranch sits a short drive south of Rolla and the interstate, in the south-central Missouri stretch of the Ozarks. A private drive off a county highway near the small community of Beulah runs down to the property, so it's easy to reach year-round without sitting on a main road or fighting through anyone's gate.

Pasture, Timber, and Water

The ground is a genuine mix. Open lush pasture on one side, standing timber on the other, with several ponds and a deep wet-weather creek running through the property. That combination makes it workable for grazing cattle as easily as it works for hunting or just holding real acreage in a pretty, quiet part of the county.

How Owner Financing Works in Phelps County

Every tract we sell here is owner financed. No bank, no loan committee deciding whether you're the right kind of buyer.

Classic Country Land finances Phelps County land in-house. There is no credit check and no bank approval. The Basic plan starts at $999 down at a 10.99% annual percentage rate (APR). Payments are calculated on full amortization over terms up to 20 years; your exact term depends on the property price, and some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer. Final terms are the ones in your signed documents.

Phelps County is a small slice of what we carry across Missouri. See the rest of the state's inventory, or walk through exactly how our financing works. 27 years doing it this way, BBB accredited since 2006.