Hickory Hill Ranch, Decatur County, Tennessee
$48,900 • 6.00 acres
Decatur County at a Glance
About Decatur County
Decatur County has about 11,579 people across 333.9 square miles.
Available in Decatur County
2 developments available in Decatur County.
Previous developments in Decatur County
Closed sales in Decatur County include Pine Ridge and Whetstone Pines.
Hickory Hill Ranch and Sweet Water Ranch: Close to the River
Hickory Hill Ranch and Sweet Water Ranch both sit in the Yellow Springs stretch of Decatur County, within an easy reach of the Tennessee River. Hickory Hill Ranch is cut through by a central dirt road that runs to every tract, while Sweet Water Ranch fronts a county road on one side and carries its own interior dirt road behind that, a bit more road variety than most of our single-access developments.
Whetstone Pines and Pine Ridge: County-Road Access
Whetstone Pines and Pine Ridge sit further back from the river than the county's Yellow Springs developments, set instead along a county road that runs straight to each tract, with no unmaintained interior stretch to navigate first. Both carry the same rolling ground that runs through most of this part of the county.
That county-road frontage is a real difference worth knowing before you visit: it's easier all-weather access, in exchange for sitting a little further from the water than Hickory Hill Ranch or Sweet Water Ranch.
How Owner Financing Works in Decatur County
Every tract we sell across these four developments is owner financed. No bank, no loan committee deciding whether you're the right kind of buyer.
Classic Country Land finances Decatur County land in-house. There is no credit check and no bank approval. The Basic plan starts at $999 down at a 10.99% annual percentage rate (APR). Payments are calculated on full amortization over terms up to 20 years; your exact term depends on the property price, and some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer. Final terms are the ones in your signed documents.
Every step of the process is written out at the owner-financing page, with all our Tennessee listings beyond Decatur County. We've financed land this way for 27 years; BBB accredited since 2006.
Every Classic Country Land property is owner financed. No banks, no credit checks. Choose the plan that fits, in Decatur County or anywhere we sell.
Financing plans
Pick a plan to estimate your monthly payment.
| Down payment | $999 | 5% | 10% | 20% |
|---|---|---|---|---|
| APR | 10.99% | 10.49% | 9.99% | 8.99% |
| Purchase discount | None | 5% | 10% | 20% |
| Best for | Lowest down payment | 5% off the purchase price | The plan most buyers choose | Lowest APR · Largest purchase discount |
| Good to know | No purchase discount | Down payment starts at $1,999 | Down payment starts at $2,999 | Down payment starts at $3,999 |
Included with every plan
No credit check20% discount for cash buyersLow closing costsPayment date flexibility
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Financing plans
Pick a plan to estimate your monthly payment.
Basic
$999down10.99%APR
DOWN PAYMENT$999 minimum down payment
PURCHASE DISCOUNTNone
Best forLowest down paymentGood to knowNo purchase discount
Enhanced
5%down10.49%APR
DOWN PAYMENT5% down, $1,999 minimum
PURCHASE DISCOUNT5%
Best for5% off the purchase priceGood to knowDown payment starts at $1,999
Premium
MOST POPULAR10%down9.99%APR
Diamond
20%down8.99%APR
DOWN PAYMENT20% down, $3,999 minimum
PURCHASE DISCOUNT20%
Best forLowest APR · Largest purchase discountGood to knowDown payment starts at $3,999
Included with every plan
No credit check20% discount for cash buyersLow closing costsPayment date flexibility
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Decatur County Land Questions, Answered
Is there land for sale in Decatur County, Tennessee?
Yes. Classic Country Land has 2 tracts for sale in Decatur County, Tennessee right now.
How many tracts are available in Decatur County right now?
2 tracts across 2 developments in Decatur County right now.
Do you offer owner financing?
Yes. Every Classic Country Land property is owner financed. No banks, no credit checks. The Basic plan starts at $999 down. See how owner financing works.
Which developments are in Decatur County?
Available developments in Decatur County include Hickory Hill Ranch and Sweet Water Ranch. Previous developments with sold history include Pine Ridge and Whetstone Pines.
How much does land cost in Decatur County?
Our current Decatur County tracts run from $45,900. River-adjacent ground here tends to price differently than the county-road tracts further back.
Which developments do you sell in Decatur County?
Hickory Hill Ranch, Sweet Water Ranch, Whetstone Pines, and Pine Ridge, four developments across Decatur County, split between river-close ground and county-road-fronting tracts further back.
Is Decatur County land close to the Tennessee River?
Hickory Hill Ranch and Sweet Water Ranch both sit close to it, in the county's Yellow Springs area. Whetstone Pines and Pine Ridge sit further back on county-road frontage instead. Check the specific listing for the tract you're after rather than assume.
What does road access look like in Decatur County?
It varies by development. Whetstone Pines and Pine Ridge sit right on a county road, so every tract gets easy all-weather access. Hickory Hill Ranch and Sweet Water Ranch rely more on interior dirt roads, which is common on our river-close ground.