Plans starting at just $258/month or $47,900 in full
From $999 down. $258/month is with $9,580 down, 8.99% APR, amortized up to 20 years; some contracts include a balloon payment, typically due after three years
Tract 406 is a beautiful lot with access via an unmaintained dirt road. The creek on the boundary is very large and gets really deep with any amount of rainfall. Tree cover is moderate to heavy with shortleaf pine and numerous other hardwoods indigenous to this area of Central Oklahoma. No power or modern conveniences make this a true off grid plot of mountain land. You, as the new owner, will be able to make it your own by building a permanent residence or a vacation getaway to enjoy many memorable weekend experiences on your land.
Land Specifics
The facts a title company would ask for. Fields render only when we have the data.
Acreage & Dimensions
8.14 acres
Terrain
Mountainous terrain within the San Bois Mountains, with a large creek through the middle and wet-weather creeks throughout, including an area with a sheer rock face.
Property Map
Owner financing is available on Stone Bridge Phase V Tract 406: $999 down, then $484/month for 20 years at a 10.99% annual percentage rate (APR). Payments are calculated on full amortization over that term; some contracts include a balloon payment, typically due after three years. Cash price: $47,900. A credit check is not required.
Financing Plans
Every plan for this tract, side by side. Pick one and the due-today total follows.
PlanDown paymentAPRMonthly
Total Due Today
Down payment $4,790+Doc prep fee $249
$5,039
Purchase price $47,900.
$4,790 down, 9.99% APR, amortized up to 20 years; some contracts include a balloon payment, typically due after three years
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
This scenic property is approximately 13 miles north of Red Oak, Oklahoma, 35 miles east of McAlester, Oklahoma, and 180 miles southeast of Oklahoma City, Oklahoma.
What improvements have been made?
This property has been professionally surveyed. All corners have been staked and pinned. Unmaintained dirt mountain roads have been established for access to all existing lots. Note: For road maintenance, please see covenants.
What about utilities?
Currently, there are no power lines located on this property. This property is very rural and located in the mountains. You are entitled to drill a domestic well on your property at your own cost. Water is not guaranteed to be available at any specific depths, quantity, or quality. Contact a Licensed Oklahoma Well driller for further information and proposed costs.
What will the road surface be like?
Maintained county road frontage to the property entrance and unmaintained dirt mountain roads to existing lots. <strong>Note: Roads can be a bit steep throughout; a 4WD vehicle is highly recommended.</strong>
Financing
What is the minimum down payment amount to purchase and are there closing costs?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
If I finance the property, to whom do I make my payments and how will I know I have received proper credit for my payments?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
May I use the land while I'm paying for it and when do I receive a deed to my property?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Is there a penalty for paying off my land early?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Does a buyer have to build a house within a certain time frame?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Can I resell my property in the future and make a profit?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Can I make an offer and what kinds of discounts are available?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Why are some properties more expensive than others?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
How does the contract-for-deed process work?
Once you and CCL agree on a property and payment plan, we send you a contract for deed to sign. After both parties sign, the land is yours to use while you make payments directly to us — no bank, no middleman. We hold the deed until the contract is paid in full, then convey it to you, completing your ownership.
Elevation & Weather
What is the average elevation of the property?
The average elevation is approximately 1,330 feet.
What is the average temperature throughout the year?
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec; 52° 57° 65° 73° 79° 87° 92° 93° 85° 75° 63° 53°
Zoning & Taxes
What zoning applies to the property, and what are the property taxes for the parcel?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Land Use & Rights
Are mineral rights included?
By default, Classic Country Land retains the mineral rights where we hold them, so they don't automatically transfer with the land. But here's the good news: on many of our properties we do hold the mineral rights — and we're happy to sell them with your tract. If owning the minerals under your land matters to you, ask us: we'll tell you exactly what's available for this property and what it would add.
Is there an hoa or poa?
Not every property in our inventory carries the same restrictions. Many of our tracts have no HOA or POA at all, while some developments do include a property owners' association with its own dues and covenants. The recorded restrictions for your specific property control here — check the Restrictions document on this page, or give us a call and we'll walk you through exactly what applies to the parcel you're looking at.
Can I camp or park an rv on my land?
It depends on the property. Plenty of our land welcomes recreational camping and RV parking, especially while you're getting to know it before building — but some developments' recorded restrictions limit or prohibit it. Check the Restrictions document on this page for your specific property, or reach out and we'll tell you plainly what's allowed on the tract you're interested in.
Are mobile or manufactured homes allowed?
This varies by development. A number of our properties allow mobile or manufactured homes, while others' recorded restrictions call for site-built construction only. The Restrictions document on this page spells out what applies to your specific property — or just ask us and we'll give you a straight answer before you buy.
Is hunting allowed?
Many of our rural tracts are well suited to hunting, and plenty of owners use their land that way. Some developments' recorded restrictions do limit it, though, so this varies property to property. Check the Restrictions document on this page for your specific tract, or call us and we'll tell you exactly what's allowed.
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