CLASSIC COUNTRY LAND LLC
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Stone Creek Phase II

Available5.69 to 9.85 acres
1/24

Located in the beautiful San Bois Mountains Northeast of Wilburton, Oklahoma in Latimer County, Stone Creek offers a variety of different terrain features to fit your recreational needs. Many of these tracts are bordering secluded terrain and feature rugged topography that should be a great sanctuary for the deer, turkeys and bear that are in this area. Several of the tracts have ponds and wet weather creeks, and this area receives 50 inches of rainfall annually so water shouldn't be a problem. If you like to hike or rock climb there is even an area with a sheer rock face and this whole area would be great for hiking. All of these tracts would be great for ATV or horseback trail riding, and the surrounding area is just full of recreational possibilities; whether it's exploring Robbers Cave State Park or the winter trout fishing on Fourche Maline River, just west of Wilburton.

Property Map

Aerial Satellite View

Tracts and Pricing

6 tracts available.

FeaturesDetails
989.71$46,900$473/mo—View tract →
997.69$32,900$329/mo—View tract →
1375.91$33,900$339/moView tract →
2176.98$29,900$298/mo—View tract →
2215.69$54,900$556/mo—View tract →
2349.85$39,900$401/mo—View tract →

Monthly figures are our Basic plan: $999 down, 10.99% APR (annual percentage rate), calculated on full amortization up to 20 years. Exact term is set by the property price; some contracts include a balloon payment, typically due after three years.

Owner financing is available at Stone Creek Phase II. Plans start at $999 down, with annual percentage rates (APR) from 8.99% to 10.99% and purchase discounts up to 20%. Payments are calculated on full amortization over terms up to 20 years; the exact term depends on the property price, and some contracts include a balloon payment, typically due after three years. Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer. A credit check is not required.

Financing plans

Pick a plan to estimate your monthly payment.

Down payment$9995%10%20%
APR10.99%10.49%9.99%8.99%
Purchase discountNone5%10%20%
Best forLowest down payment5% off the purchase priceThe plan most buyers chooseLowest APR · Largest purchase discount
Good to knowNo purchase discountDown payment starts at $1,999Down payment starts at $2,999Down payment starts at $3,999
Included with every plan
No credit check20% discount for cash buyersLow closing costsPayment date flexibility

APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.

Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.

How owner financing works

Financing plans

Pick a plan to estimate your monthly payment.

Basic

$999down10.99%APR

Enhanced

5%down10.49%APR

Premium

MOST POPULAR
10%down9.99%APR
DOWN PAYMENT10% down, $2,999 minimum
PURCHASE DISCOUNT10%
Best forThe plan most buyers chooseGood to knowDown payment starts at $2,999

Diamond

20%down8.99%APR
Included with every plan
No credit check20% discount for cash buyersLow closing costsPayment date flexibility

APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.

Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.

How owner financing works

Location & Directions

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Feel free to visit in person! Some properties have locked gates, so please contact us before making the trip!

Property Documents

Stone Creek Phase CovenantsStone Creek Phase II SurveyStone Creek Coordinates

FAQs

Location & Utilities

Where is the property located?
This scenic property is located in Latimer County, approximately 3 miles northeast of Wilburton, Oklahoma, 30 miles east of McAlester, Oklahoma, and 185 miles southeast of Oklahoma City, Oklahoma.
What improvements have been made?
This property has been professionally surveyed. All corners have been staked and pinned. Unmaintained dirt mountain roads have been established for access to all existing lots. Note: For road maintenance, please see covenants.
What about utilities?
There are power lines established for some lots on this property, and power can be extended to the property at the buyer's expense. Kiamichi Electric provides power for this area. You are entitled to drill a domestic well on your property at your own cost. Water is not guaranteed to be available at any specific depths, quantity, or quality. Contact a Licensed Oklahoma Well driller for further information and proposed costs.
What will the road surface be like?
Maintained county road frontage to the property entrance and unmaintained dirt mountain roads to existing lots. <strong>Note: Roads can be a bit steep throughout; a 4WD vehicle is highly recommended.</strong>

Financing

What is the minimum down payment amount to purchase and are there closing costs?
A minimum of $999 down payment is required for purchase. Closing costs are currently a nominal $249.00 for us to prepare all of the legal documents required for the contract for deed.
If I finance the property, to whom do I make my payments and how will I know I have received proper credit for my payments?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
May I use the land while I'm paying for it and when do I receive a deed to my property?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Is there a penalty for paying off my land early?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Does a buyer have to build a house within a certain time frame?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Can I resell my property in the future and make a profit?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Can I make an offer and what kinds of discounts are available?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
Why are some properties more expensive than others?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
How does the contract-for-deed process work?
Once you and CCL agree on a property and payment plan, we send you a contract for deed to sign. After both parties sign, the land is yours to use while you make payments directly to us — no bank, no middleman. We hold the deed until the contract is paid in full, then convey it to you, completing your ownership.

Elevation & Weather

What is the average elevation of the property?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.
What is the average temperature throughout the year?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.

Zoning & Taxes

What zoning applies to the property, and what are the property taxes for the parcel?
Our team answers this in detail for every property — call 972-649-6200 or send a message using the form and a representative will walk you through it.

Land Use & Rights

Are mineral rights included?
By default, Classic Country Land retains the mineral rights where we hold them, so they don't automatically transfer with the land. But here's the good news: on many of our properties we do hold the mineral rights — and we're happy to sell them with your tract. If owning the minerals under your land matters to you, ask us: we'll tell you exactly what's available for this property and what it would add.
Is there an hoa or poa?
Not every property in our inventory carries the same restrictions. Many of our tracts have no HOA or POA at all, while some developments do include a property owners' association with its own dues and covenants. The recorded restrictions for your specific property control here — check the Restrictions document on this page, or give us a call and we'll walk you through exactly what applies to the parcel you're looking at.
Can I camp or park an rv on my land?
It depends on the property. Plenty of our land welcomes recreational camping and RV parking, especially while you're getting to know it before building — but some developments' recorded restrictions limit or prohibit it. Check the Restrictions document on this page for your specific property, or reach out and we'll tell you plainly what's allowed on the tract you're interested in.
Are mobile or manufactured homes allowed?
This varies by development. A number of our properties allow mobile or manufactured homes, while others' recorded restrictions call for site-built construction only. The Restrictions document on this page spells out what applies to your specific property — or just ask us and we'll give you a straight answer before you buy.
Is hunting allowed?
Many of our rural tracts are well suited to hunting, and plenty of owners use their land that way. Some developments' recorded restrictions do limit it, though, so this varies property to property. Check the Restrictions document on this page for your specific tract, or call us and we'll tell you exactly what's allowed.

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