Blackstone Mountain, Clay County, Kentucky
Starting at $23,900 • 8.44 to 24.38 acres
Clay County at a Glance
About Clay County
Clay County has about 19,921 people across 469.3 square miles.
Available in Clay County
1 development available in Clay County.
Blackstone Mountain: Steep Ground South of Manchester
Blackstone Mountain, Blackstone Mountain Phase I, and Blackstone Mountain Phase II all sit in the same stretch of the southern Kentucky mountains just south of Manchester. Scenic hills and hollers, thick with turkey, deer, and elk. This is steep, secluded ground, and the descriptions on each tract are blunt about it: a four-wheel-drive vehicle is genuinely needed to get around, not a nice-to-have.
We'd rather tell buyers that plainly up front than have them find out the hard way at the gate. The terrain is the reason this ground is private and full of game, and it's the same reason it isn't a drive-up-in-a-sedan kind of property.
How Owner Financing Works in Clay County
Every tract we sell here is owner financed. No bank, no loan committee deciding whether you're the right kind of buyer.
Classic Country Land finances Clay County land in-house. There is no credit check and no bank approval. The Basic plan starts at $999 down at a 10.99% annual percentage rate (APR). Payments are calculated on full amortization over terms up to 20 years; your exact term depends on the property price, and some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer. Final terms are the ones in your signed documents.
How it works, start to finish. We've been doing it this way for 27 years; BBB accredited since 2006.
Every Classic Country Land property is owner financed. No banks, no credit checks. Choose the plan that fits, in Clay County or anywhere we sell.
Financing plans
Pick a plan to estimate your monthly payment.
| Down payment | $999 | 5% | 10% | 20% |
|---|---|---|---|---|
| APR | 10.99% | 10.49% | 9.99% | 8.99% |
| Purchase discount | None | 5% | 10% | 20% |
| Best for | Lowest down payment | 5% off the purchase price | The plan most buyers choose | Lowest APR · Largest purchase discount |
| Good to know | No purchase discount | Down payment starts at $1,999 | Down payment starts at $2,999 | Down payment starts at $3,999 |
Included with every plan
No credit check20% discount for cash buyersLow closing costsPayment date flexibility
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Financing plans
Pick a plan to estimate your monthly payment.
Basic
$999down10.99%APR
DOWN PAYMENT$999 minimum down payment
PURCHASE DISCOUNTNone
Best forLowest down paymentGood to knowNo purchase discount
Enhanced
5%down10.49%APR
DOWN PAYMENT5% down, $1,999 minimum
PURCHASE DISCOUNT5%
Best for5% off the purchase priceGood to knowDown payment starts at $1,999
Premium
MOST POPULAR10%down9.99%APR
Diamond
20%down8.99%APR
DOWN PAYMENT20% down, $3,999 minimum
PURCHASE DISCOUNT20%
Best forLowest APR · Largest purchase discountGood to knowDown payment starts at $3,999
Included with every plan
No credit check20% discount for cash buyersLow closing costsPayment date flexibility
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Clay County Land Questions, Answered
Is there land for sale in Clay County, Kentucky?
Yes. Classic Country Land has 9 tracts for sale in Clay County, Kentucky right now.
How many tracts are available in Clay County right now?
9 tracts across 1 development in Clay County right now.
What acreage and prices are available in Clay County?
For-sale tracts in Clay County run 8.44 to 24.38 acres, priced $23,900 to $62,900.
Do you offer owner financing?
Yes. Every Classic Country Land property is owner financed. No banks, no credit checks. The Basic plan starts at $999 down. See how owner financing works.
Which developments are in Clay County?
Available developments in Clay County include Blackstone Mountain.
What kind of land is in Clay County?
Steep, mountainous ground with scenic hills and hollers south of Manchester. The terrain is rugged enough to need a four-wheel-drive vehicle to fully access, and dense enough to hold turkey, deer, and elk year-round.
Which developments do you have in Clay County?
The Blackstone Mountain complex (Blackstone Mountain, Blackstone Mountain Phase I, and Blackstone Mountain Phase II) is our whole Clay County listing right now, part of the wider Kentucky lineup.
Is Clay County land good for hunting?
Yes. The Blackstone Mountain ground is described as full of turkey, deer, and elk, with steep terrain that gives hunters real vantage points. It's built for holding and hunting more than flat, easy building.
Do I need a special vehicle to get around this land?
For the Blackstone Mountain tracts, yes. The terrain is steep enough that a four-wheel-drive vehicle is genuinely necessary, not optional. Call us and we'll walk you through what a specific tract's access looks like before you buy.