Jade Pass, Whitley County, Kentucky
Starting at $29,900 • 5.05 to 23.09 acres
Whitley County at a Glance
About Whitley County
Whitley County has about 36,920 people across 437.9 square miles.
Available in Whitley County
1 development available in Whitley County.
Jade Pass: Appalachian Ground, Divided to Fit
Jade Pass is a large stretch of the Appalachian Mountains divided into many individual tracts, so buyers can pick a size that fits rather than take on more acreage than they want. The land itself blends wooded hillsides with rolling terrain, cut through by wet-weather creeks that run after rain and go quiet in dry spells.
It suits a range of buyers, from recreational use to a private weekend retreat to land you simply hold onto for the long term without any pressure to build right away.
How Owner Financing Works in Whitley County
Every tract we sell here is owner financed. No bank, no loan committee deciding whether you're the right kind of buyer.
Classic Country Land finances Whitley County land in-house. There is no credit check and no bank approval. The Basic plan starts at $999 down at a 10.99% annual percentage rate (APR). Payments are calculated on full amortization over terms up to 20 years; your exact term depends on the property price, and some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer. Final terms are the ones in your signed documents.
How it works, start to finish. We've been doing it this way for 27 years; BBB accredited since 2006.
Every Classic Country Land property is owner financed. No banks, no credit checks. Choose the plan that fits, in Whitley County or anywhere we sell.
Financing plans
Pick a plan to estimate your monthly payment.
| Down payment | $999 | 5% | 10% | 20% |
|---|---|---|---|---|
| APR | 10.99% | 10.49% | 9.99% | 8.99% |
| Purchase discount | None | 5% | 10% | 20% |
| Best for | Lowest down payment | 5% off the purchase price | The plan most buyers choose | Lowest APR · Largest purchase discount |
| Good to know | No purchase discount | Down payment starts at $1,999 | Down payment starts at $2,999 | Down payment starts at $3,999 |
Included with every plan
No credit check20% discount for cash buyersLow closing costsPayment date flexibility
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Financing plans
Pick a plan to estimate your monthly payment.
Basic
$999down10.99%APR
DOWN PAYMENT$999 minimum down payment
PURCHASE DISCOUNTNone
Best forLowest down paymentGood to knowNo purchase discount
Enhanced
5%down10.49%APR
DOWN PAYMENT5% down, $1,999 minimum
PURCHASE DISCOUNT5%
Best for5% off the purchase priceGood to knowDown payment starts at $1,999
Premium
MOST POPULAR10%down9.99%APR
Diamond
20%down8.99%APR
DOWN PAYMENT20% down, $3,999 minimum
PURCHASE DISCOUNT20%
Best forLowest APR · Largest purchase discountGood to knowDown payment starts at $3,999
Included with every plan
No credit check20% discount for cash buyersLow closing costsPayment date flexibility
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Whitley County Land Questions, Answered
Is there land for sale in Whitley County, Kentucky?
Yes. Classic Country Land has 11 tracts for sale in Whitley County, Kentucky right now.
How many tracts are available in Whitley County right now?
11 tracts across 1 development in Whitley County right now.
What acreage and prices are available in Whitley County?
For-sale tracts in Whitley County run 5.05 to 23.09 acres, priced $29,900 to $94,900.
Do you offer owner financing?
Yes. Every Classic Country Land property is owner financed. No banks, no credit checks. The Basic plan starts at $999 down. See how owner financing works.
Which developments are in Whitley County?
Available developments in Whitley County include Jade Pass.
What kind of land is in Whitley County?
Appalachian Mountains ground, a mix of wooded hillsides and rolling terrain, with wet-weather creeks crossing the property. It's real mountain country divided into individual tracts rather than one uncut block.
Which developments do you have in Whitley County?
Jade Pass is our Whitley County listing, one of the largest single properties in our Kentucky lineup by tract count.
Can I get a smaller tract in Whitley County?
Jade Pass was divided into individual tracts specifically so buyers aren't stuck taking the whole property. Sizes vary. Call us and we'll walk you through the current sizing options.
Is Whitley County land good for a private retreat?
Yes. The wooded hillsides and rolling terrain give a fair amount of natural cover, and the wet-weather creeks add character without demanding constant maintenance. It suits a quiet retreat as easily as a hunting camp, and there's no rush to build anything at all.