Wayne County at a Glance
About Wayne County
Wayne County has about 19,602 people across 458 square miles.
Available in Wayne County
7 developments available in Wayne County.
Previous developments in Wayne County
Closed sales in Wayne County include The Cliffs and Tucker Hollow.
Cumberland River Ground
Bluewater Ridge, Riverbend, and The Cliffs sit near each other along the Cumberland River, dense with foliage and steep enough in places that they're better suited to recreation than to building. Buyers here are after river frontage and privacy, not a flat homesite.
Rolling Rural Tracts Near Monticello
Buck Run Ridge, Rolling Hills, Bluegrass Ridge, Woodland Heights, Tucker Hollow, and Poppy’s Point make up the county's larger cluster, gently rolling countryside within a short driving distance of Somerset and Ferguson, and close to the Daniel Boone National Forest. Poppy’s Point in particular fronts the Little South Fork River, with mature hardwoods and county road access right to the property.
It's the widest spread of choices in any of our Kentucky counties. River-only recreational ground on one side, easy-access rolling acreage on the other.
How Owner Financing Works in Wayne County
Every tract we sell here is owner financed. No bank, no loan committee deciding whether you're the right kind of buyer.
Classic Country Land finances Wayne County land in-house. There is no credit check and no bank approval. The Basic plan starts at $999 down at a 10.99% annual percentage rate (APR). Payments are calculated on full amortization over terms up to 20 years; your exact term depends on the property price, and some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer. Final terms are the ones in your signed documents.
How it works, start to finish. We've been doing it this way for 27 years; BBB accredited since 2006.
Every Classic Country Land property is owner financed. No banks, no credit checks. Choose the plan that fits, in Wayne County or anywhere we sell.
Financing plans
Pick a plan to estimate your monthly payment.
| Down payment | $999 | 5% | 10% | 20% |
|---|---|---|---|---|
| APR | 10.99% | 10.49% | 9.99% | 8.99% |
| Purchase discount | None | 5% | 10% | 20% |
| Best for | Lowest down payment | 5% off the purchase price | The plan most buyers choose | Lowest APR · Largest purchase discount |
| Good to know | No purchase discount | Down payment starts at $1,999 | Down payment starts at $2,999 | Down payment starts at $3,999 |
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Financing plans
Pick a plan to estimate your monthly payment.
Basic
Enhanced
Premium
MOST POPULARDiamond
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
