Cumberland County at a Glance
About Cumberland County
Cumberland County has about 5,948 people across 305.1 square miles.
Every Cumberland County property we've listed has sold. New inventory is added regularly. Sign up below to be alerted the moment Cumberland County land comes back on the market.
Previous developments in Cumberland County
Closed sales in Cumberland County include Cumberland Ridge Ranch.
River-Bottom Ground Along the Cumberland
Cumberland Ridge Ranch mixes flat bottom ground with rolling woods and wooded hillsides, the kind of layout that works as easily for grazing cattle as it does for a weekend camp. The Cumberland River and Lake run through the area, and the fishing there is genuinely some of the best in the region.
Everything in Cumberland County is spoken for right now. New tracts come up as we open them. The newsletter is the first to hear.
Buyers come to this ground for deer and turkey hunting, running ATVs across the mixed terrain, or simply owning a stretch of southern Kentucky river country without paying lakefront prices for it.
How Owner Financing Works in Cumberland County
Every tract we sell here is owner financed. No bank, no loan committee deciding whether you're the right kind of buyer.
Classic Country Land finances Cumberland County land in-house. There is no credit check and no bank approval. The Basic plan starts at $999 down at a 10.99% annual percentage rate (APR). Payments are calculated on full amortization over terms up to 20 years; your exact term depends on the property price, and some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer. Final terms are the ones in your signed documents.
How it works, start to finish. We've been doing it this way for 27 years; BBB accredited since 2006.
Every Classic Country Land property is owner financed. No banks, no credit checks. Choose the plan that fits, in Cumberland County or anywhere we sell.
Financing plans
Pick a plan to estimate your monthly payment.
| Down payment | $999 | 5% | 10% | 20% |
|---|---|---|---|---|
| APR | 10.99% | 10.49% | 9.99% | 8.99% |
| Purchase discount | None | 5% | 10% | 20% |
| Best for | Lowest down payment | 5% off the purchase price | The plan most buyers choose | Lowest APR · Largest purchase discount |
| Good to know | No purchase discount | Down payment starts at $1,999 | Down payment starts at $2,999 | Down payment starts at $3,999 |
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.
Financing plans
Pick a plan to estimate your monthly payment.
Basic
Enhanced
Premium
MOST POPULARDiamond
Cash buyers receive 20% off, and any buyer who puts at least 20% down receives the same 20%. That is the largest discount we offer.
APR = annual percentage rate. Payments are calculated on full amortization over the stated term, up to 20 years. Some contracts include a balloon payment, typically due after three years, when the remaining balance is refinanced or paid. Your contract states your exact terms.
Rates, discounts and down-payment minimums shown are current terms and are subject to adjustment without notice.